IRS Tax Attorney Serving Freehold, NJ
An unresolved IRS problem can become especially urgent when it affects a property sale, refinance, business transaction, bank account, or other important financial decision. The right response depends on what the IRS has done, which tax periods are involved, and whether the issue concerns the amount owed, collection, or both.
Todd S. Unger represents individuals and businesses in Freehold and throughout Monmouth County in federal tax disputes, IRS collection matters, audits, tax liens, levies, unfiled returns, and tax-debt resolution.
Federal Tax Representation for Freehold Individuals and Businesses
IRS problems do not all begin the same way. One taxpayer may receive an audit notice. Another may discover a federal tax lien during a refinance. A business may be dealing with payroll-tax debt, while another taxpayer may have several years of unfiled returns followed by collection notices.
The first step is to identify the actual issue before choosing a resolution strategy. That means reviewing the notice, the tax periods involved, whether the returns were filed, whether the assessment appears correct, and whether the IRS has already moved into collection.
Todd S. Unger helps clients review these issues and determine which IRS procedure to address first.
When a Federal Tax Lien Affects a Property or Business Transaction
A federal tax lien can become an immediate issue when you sell real estate, refinance a mortgage, transfer property, obtain financing, or complete a business transaction.
There is no single procedure called “removing the lien.” Different IRS lien remedies serve different purposes, and the correct request depends on the property, transaction, tax balance, and facts of the case.
A release concerns the underlying federal tax lien after the legal conditions for release are satisfied.
A discharge can remove the federal tax lien from specific property while the lien may remain against other property.
Subordination does not remove the lien. It may allow another creditor to move ahead of the IRS in priority when the applicable requirements are satisfied.
Withdrawal concerns the filed Notice of Federal Tax Lien. It does not, by itself, eliminate the underlying tax liability.
A transaction deadline does not automatically create entitlement to lien relief. A scheduled closing, refinance, or lender request may make the issue urgent, but the IRS still applies the requirements for the specific lien procedure requested.
Learn more about federal tax lien representation.
Address the Tax Problem Behind the Lien
Solving the immediate transaction problem does not necessarily resolve the entire IRS case. A property discharge, for example, may help a particular sale proceed while a remaining federal tax balance still needs attention.
Review whether the required returns have been filed, whether the assessment appears correct, whether collection has begun, and whether you should consider a payment or other resolution procedure.
Help with examinations, disputed adjustments, document requests, and unfavorable audit findings.
Address missing returns, substitute-for-return assessments, and unresolved federal tax balances.
Evaluate payment arrangements when you can’t pay an assessed balance immediately.
Review whether an Offer in Compromise may be appropriate under the applicable IRS standards.
When IRS Collection Has Already Started
A lien is only one form of IRS collection activity. Some taxpayers are dealing with final collection notices, threatened bank levies, wage garnishment, or collection against business receivables at the same time.
Identify the most recent IRS notice and determine whether it creates a response or hearing deadline. A final levy notice, for example, may raise different procedural issues than a previously filed Notice of Federal Tax Lien.
If a bank levy or wage garnishment is involved, review information about IRS levies and wage garnishment.
Information to Gather Before a Consultation
For a lien-related consultation, have the IRS notices, relevant tax periods, property information, and available title or lender correspondence ready. Mention the proposed transaction date and any documents the lender, title company, or closing professional has requested.
For another tax issue, begin with the most recent notice and a short explanation of what remains unresolved.
About Todd S. Unger
Todd S. Unger, Esq. is a tax attorney whose practice focuses on federal tax controversy and disputes involving individuals and businesses.
His practice includes IRS audits, collection disputes, federal tax liens, levies, unfiled returns, tax debt, penalties, and other federal tax matters.
Tax Representation for Freehold and Monmouth County
Many federal tax matters can be reviewed through phone, email, secure document exchange, and virtual meetings. This can be especially useful when the case involves notices, transcripts, property records, or financial documents that can be reviewed electronically.
You can confirm consultation arrangements and any in-person meeting location when scheduling. This page describes representation available to Freehold taxpayers and does not imply that the firm maintains a physical office in Freehold.
Freehold Tax Attorney FAQs
Discuss Your Freehold Tax Matter
Contact Todd S. Unger’s office to discuss a federal tax lien, IRS audit, tax debt, collection notice, unfiled return, or other federal tax issue.
If a property sale, refinance, levy, or other deadline is approaching, mention that when requesting the consultation.